Hello and welcome to another quick Credit Repair Tip. I’m your host, Denise Cestone, a former Credit Bureau Executive, Author, Mentor, and Founder of IncreaseYourCreditScore.org. I enjoy helping our clients achieve their goals of having outstanding credit quickly. .
Hey there! Thinking about closing those ancient, cobweb-covered accounts you never touch? Hold up! Turns out, that move might not be your credit score’s best buddy. Why? Because, when you bid farewell to those oldies, you are shortening your credit history. Lenders love seeing that history—it’s like a shiny badge that says, ‘I’m responsible with my finances!’ Thus, the longer you’ve been paying your bills on time, the happier those credit score gods are. So, keep those vintage accounts around—they’re like fine wine, getting better with age. Remember, it’s not just a suggestion, it’s a fact.
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- How to access your credit report
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